There are many do’s and don’ts while submitting a car insurance Fresno claim. It is better to know the procedure properly before filing the claim so that you do not face any glitches later.
If you file your claim properly, you can get a reimbursement for all the expenses you have paid out-of-pocket and ensure that your car repair bills are paid as quickly as possible.
A car insurance Fresno policy has to be filed in a simple and straightforward way. Mentioned below are some easy steps to help you file your claim efficiently:
Step 1: Collect Your Itemized Receipts from the Auto-Repair Agent
This is the first step for filing your claim in the right manner. Ask your service provider for all the itemized bills. These bills should list every service you received from the auto-repair facility along with the cost.
Step 2: Fill out the Claim Form
A claim form describes in detail the accident or damage in question so that the insurance company is able to determine your case better. They will be able to evaluate the expenses incurred and will ensure whether the expenses are covered under your insurance plan or not.
Step 3: Review, call and send
After you have filed your documents neatly, just review them once and then send them across to the insurance office. Next, you need to wait for a call from the insurance office. They will call you once they have reviewed your documents and finalized the claim amount or if there is any glitch.
To avoid any possible glitches while filing a car insurance Fresno claim, you need to be double sure of a few things. Here are a few tips to ensure you don’t face any hassles while filing claim:
Tip 1: Always attach an additional page to your claim form in case you need extra space to address each of the questions.
Tip 2: Each form has some instructions for completing the form and directions on how and where to send it, but if you have any questions, it is better to call them and ask to avoid any glitches later.
Tip 3: Make at least one copy of all the documents. This works as a preventive measure; in case a document goes missing. Also, keep an extra copy of the claim form and all the itemized receipts.
Tip 4: Send your claim by email or fax since this process will be quicker than mailing the documents via the post office. This will also enable you to keep the originals to yourself.
Tip 5: After you have sent the documents, call up the office and ask them if they need any additional documents and also ask them for a time frame for the payment.
Tip 6: Whenever you speak to someone in the insurance office, it is always better to jot down the date, time, name and designation of the person you speak with to create a paper trail, as you might need these details in case any complications arise.
Tip 7: Follow-up with the insurance company after you have submitted your claim, so that you avoid unnecessary time lapse and know that everything is going in order.
All the above tips can help you avoid any unnecessary glitches while filing your car insurance Fresno claim and help you get your claim amount as soon as possible.